Teacher Stern

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So far Teacher Stern has created 61 blog entries.
3 04, 2017

Third Party Rights: Macris v FCA

By | April 3rd, 2017|Dispute Resolution|

Section 393 of the Financial Services and Markets “FSMA” Act 2000 provides that, if an FCA warning or decision notice “identifies”, prejudicially, an individual who is not the subject of the notice, that individual must be given the opportunity to respond to the criticism made, before the notice is made public. As prejudicial comments by the FCA can cause significant, [...]

29 03, 2017

Immigration Legal Update: Article 50 Triggered

By | March 29th, 2017|Immigration|

Article 50 of the Lisbon Treaty was triggered today which starts a period of negotiation between the UK and EU on the terms of the UK’s exit from the EU. How may this affect you? Article 50 formally triggers the process that will lead to the UK leaving the EU. The UK will not leave the EU until that process [...]

28 03, 2017

The Probate Fees Increase – How Will It Affect You?

By | March 28th, 2017|Private Client|

You will have no doubt seen the recent media coverage regarding the Government’s proposed changes to probate fees. Despite widespread opposition, the Government has confirmed its plans to go ahead with these sometime in May 2017, although an exact date has yet to be announced. A Grant of Probate (or a Grant of Letters of Administration if there is no [...]

22 02, 2017

Immigration Update: Supreme Court Upholds Minimum Income Requirement for Partners of British Citizens

By | February 22nd, 2017|Employment, Immigration|

The Supreme Court has today unanimously ruled that the Home Office’s requirement that a UK citizen must have a minimum annual salary of £18,600 to be able to sponsor their non-EEA national partner’s application to join them in the UK is lawful. This judgment was the result of an appeal by four affected couples who claimed the ‘Minimum Income Requirement’ (MIR) was [...]

17 01, 2017

Brexit Means Brexit

By | January 17th, 2017|Employment, Immigration|

The Prime Minister Teresa May has today confirmed that when she says ‘Brexit Means Brexit’ she means that the UK will leave the single market when it leaves the European Union. The single market is a trade bloc that guarantees the ‘four freedoms’ of the European Union: goods, capital, services and people. Leaving the single market is therefore likely to [...]

17 01, 2017

How BoS rushed borrowers on shared appreciation mortgages

By | January 17th, 2017|Construction, Dispute Resolution, Real Estate, Real Estate|

The details of how Bank of Scotland rushed older borrowers into hugely expensive mortgages where their debt rose with house prices have been revealed by a This is Money investigation. Evidence has emerged that the bank - which has previously been criticised for sharp sales practices - hurried customers approaching retirement into signing up to shared appreciation mortgages without financial [...]

11 01, 2017

Your Lawyer’s Involvement Does Not Automatically Provide Privilege Protection

By | January 11th, 2017|Dispute Resolution|

This article discusses the recent decision of the High Court in The RBS Rights Issue Litigation [2016] EWHC 3161 (Ch), in which it was held that communications with lawyers and working papers prepared by clients and their lawyers (whether in house or external) for the purposes of obtaining and giving legal advice, will not necessarily be privileged from disclosure if [...]

5 12, 2016

Breakfast Seminar: Financial Risk Hedging 101

By | December 5th, 2016|Real Estate, Services|

What: A practical introduction to the concepts of hedging, focusing on interest rates and foreign exchange exposures. The seminar will address: Why is it needed? How is it documented? How is the decision taken? Why does it go wrong and what are the consequences? The seminar will last no more than 45 minutes with an opportunity to ask questions and [...]

29 11, 2016

NHBC Sheltered Housing Code

By | November 29th, 2016|Real Estate, Real Estate|

There are often occasions where so detailed corners of the law do not emerge unless one has to deal with them in a particular case. The NHBC Sheltered Housing Code (“the Code”) is one such example. It is an important Code as it governs the relationship between the residents, the builder/developer, the purchaser and the management organisation. It results in [...]

9 11, 2016

Changes To The Construction And Engineering Pre-Action Protocol

By | November 9th, 2016|Construction, Real Estate|

The Pre-Action Protocol for Construction and Engineering Disputes (the Protocol) has proved to be an effective platform for settling disputes, but a revision to the Protocol provides a welcome way of dealing with two situations where the old Protocol was ineffective: where there is a serious dispute which does not require detailed factual enquiry and where there is some disagreement [...]

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